The Office of Housing and Community Development is currently accepting applications to its’ Residential Repair Program (RRP).  The low-interest loan program is available to eligible low-and moderate-income homeowners.

Funds, which range from $2,500 to $25,000 at a 3% simple interest rate, may be used to repair, improve or modernize homes or remove health and safety hazards. Loan payments are deferred for 15 years, at which time full payment will be due.

Eligible homeowners who are 62 years or older or persons with a disability may be eligible to have 30% of the loan’s principal balance forgiven at the end of the loan period. Funds are limited and granted on a first-come-first-serve basis.

Applications and program information may be accessed here. Interested applicants can also contact Marcia Yoshiyama by email at ohcdloans@hawaiicounty.gov or phone at (808) 961-8379.